Our Team

Joanne brings over two decades of financial expertise to her role as Director of NJK Finance, combining deep industry knowledge with a strategic, client-first approach.

Holding a Diploma in Finance and Mortgage Broking Management. Joanne is a trusted advisor who simplifies complex lending decisions with clarity and confidence.

Her reputation is built on ethical practice, transparent communication, and genuine care for her clients. Whether guiding first-time buyers, navigating refinancing options, or structuring tailored lending solutions, Joanne ensures every client feels informed, empowered, and supported.

A proud Aldinga Beach local, Joanne is deeply involved in her community mentoring young professionals, sponsoring grassroots initiatives, and offering her time and expertise wherever it’s needed. Her approachable style, reliability, and warmth make her not just a finance specialist, but a well-loved presence across the region.

Joanne is also a Corporate Credit Representative of Astute Financial Management Pty Ltd and a member of the MFAA, reflecting her commitment to professional standards and ongoing excellence. 

Contact Number: 0418 815 877

Email: Joanne@njkfinance.com.au

Nickie is a highly experienced finance professional and Director at NJK Finance, known for her strategic thinking, clear communication, and unwavering commitment to client success. 

With qualifications in Finance and Mortgage Broking (Cert IV and Diploma FMBM), she brings depth, precision, and confidence to every lending solution.

Her career reflects a strong foundation in finance and a passion for helping individuals and families achieve financial clarity. Nickie excels at simplifying complex lending decisions, tailoring solutions to suit individual needs, and guiding clients with care and confidence.

Driven by ethical practice and community engagement, Nickie is a familiar and trusted presence in the Aldinga Beach region. Whether mentoring emerging professionals or supporting local initiatives, she leads with integrity, warmth, and a genuine desire to make a positive impact.

Nickie is also a Corporate Credit Representative of Astute Financial Management Pty Ltd and a proud member of the MFAA, reflecting her dedication to professional standards and industry excellence.

Contact Number: 0483 009 076

Email: nickie@njkfinance.com.au

  Kirsty is a powerhouse of precision, professionalism, and client care at NJK Finance. As Executive Assistant to Directors Joanne Walsh and Nickie Butterworth, and Senior Loan Writer, Kirsty plays a pivotal role in ensuring the smooth delivery of lending services and operational excellence across the agency.

With over 30 years of experience in finance she brings unmatched depth and insight to every client interaction. Her expertise spans end to end loan management, compliance, and quality assurance, making her an invaluable asset to both the team and NJK Finance clients.

Kirsty is known for her calm under pressure, meticulous attention to detail, and ability to anticipate needs before they arise. Whether she’s coordinating complex applications, liaising with lenders and solicitors, or supporting Joanne and Nickie with strategic priorities, Kirsty ensures every task is handled with care, clarity, and confidence.

Her warm, approachable style and commitment to ethical practice reflect NJK Finance’s values. Her dedication to excellence makes her a trusted point of contact for clients and colleagues alike.

Contact Number: (08) 7228 5399

Email: kirstylee@njkfinance.com.au

  Kirsty is known for her attention to detail, client care, and behind the scenes efficiency. 

As Lending Assistant, Kirsty supports the team with application processing, document preparation, and client communication. She ensures every step of your finance journey runs smoothly.

With a strong administrative background and a genuine passion for helping others, Kirsty brings clarity and calm to even the busiest days. Her approachable style,  

proactive mindset, and commitment to service make her a trusted support for both clients and colleagues. She’s often the reassuring voice on the phone, the one who follows up promptly, and the person who ensures no detail is missed.

Kirsty is deeply valued for her ability to anticipate client needs, resolve queries with empathy, and maintain momentum across multiple applications. Her work helps uphold NJK Finance’s reputation for responsiveness, transparency, and care.

She is proud to be part of the NJK Finance team and shares in the company’s mission to simplify lending, empower clients, and deliver ethical, community-driven service. 

Contact Number: (08) 7228 5399

Email: kirsty@njkfinance.com.au

Bianca is a valued member of the NJK Finance team, bringing fresh energy, precision, and a strong commitment to learning in her role as Lending Assistant.

Although new to the finance industry, Bianca has quickly demonstrated a remarkable ability to absorb complex processes, apply new knowledge with confidence, and contribute meaningfully to the client experience.

Her attention to detail, proactive mindset, and eagerness to support both clients and colleagues make her a trusted part of the lending journey. Whether assisting with documentation, following up on applications, or ensuring smooth communication, Bianca approaches every task with care and professionalism.

Bianca’s growth reflects NJK Finance’s values of clarity, integrity, and continuous improvement. She is proud to be part of a team that empowers clients and supports each other and her dedication is already making a positive impact.

Contact Number: (08) 7228 5399

Email: bianca@njkfinance.com.au