Why Choose NJK Finance?

We help clients secure competitive home loan solutions for a wide range of property needs:

• Owner Occupied Purchases & Refinances - Whether you're buying your first home or refinancing for a better rate, we’ll find the right fit.
• Investment Property Loans -Tailored strategies to grow your portfolio with confidence.
• Rural & Commercial Property Finance - Lending options for farms, acreage, and commercial premises.
• Construction Loans - Structured finance for new builds, renovations, and staged payments.
• Guarantor Security Loans - Support for family-backed lending with clear guidance on risks and benefits.

We make it easy to finance the things that move you:

• Car Loans – New or used vehicles, with flexible repayment options
• Equipment & Asset Finance – Trucks, caravans, motorbikes, horse floats, and more
• Business Equipment Loans – Finance for tools, machinery, and commercial assets

For life's big moments or financial resets, we offer:

• Personal Loans – For medical expenses, home improvements, travel, or unexpected costs
• Debt Consolidation – Streamline multiple debts into one manageable repayment
• Tax Debt Loans – Solutions for ATO obligations with no postcode or age restrictions

We support business owners with flexible, high-impact lending options:

• Large Loan Sizes – Up to $10 million available
• Unlimited Cash Out – Use funds where you need them most
• Bridging Solutions – No end debt required
• Commercial or Residential Security Accepted
• No Tax Returns or Financials Required – For select products
• No ABN or ACN Minimum Periods – Fast access for new entities
• Non-Resident Loans – Lending options for overseas investors
• Landbank Loans – Finance for future development sites

We help clients invest through their Self-Managed Super Funds with:

• SMSF Property Loans – Residential and commercial
• No Liquidity Test Options – For qualifying borrowers
• Expert Guidance – On structure, compliance, and lender requirements

Tailored lending for rural clients and agricultural businesses:

• Farm & Acreage Loans
• Equipment Finance for Agricultural Machinery
• Seasonal Cash Flow Solutions